EFTPOS machine costs
Compare the value of our EFTPOS solutions, including physical terminals and our EFTPOS Air mobile app for compatible phones and tablets¹.
Simple pricing and no lock-in contracts
Flat transaction rate
1.2% for EFTPOS machine transactions.2
Or 1.4% for EFTPOS Air transactions using our app on your mobile.3
plus
Monthly terminal fee
Starting at $24.75 a month for an EFTPOS Now. Or $0 for EFTPOS Air as it’s an app on your own phone.
Giving your customers the convenience of paying the way they choose is a great way to help grow your business. Westpac provides fast, reliable, and secure payment solutions so you never miss a sale.
Benefits for your business
No setup fees
Get up and running for nothing, with professional installation or our DIY kit for terminals, or a simple app download for EFTPOS Air once approved.
No lock-in contract
Enjoy all the benefits of our EFTPOS machines and EFTPOS Air app, with no lengthy contracts or minimum turnover commitments to worry about.
Costs covered
Pay nothing for paper receipt rolls for your EFTPOS machine, and the investigation of occasional transaction disputes.4
No hidden fees or charges.
All are quoted upfront.
| Fee | Description | Amount (GST inclusive) |
|---|---|---|
| Flat transaction rate | Charged on all eftpos, Mastercard, Visa and UnionPay transactions. Charged on American Express® and JCB where eligible on EFTPOS Air. | 1.2% (EFTPOS machines)2 1.4% (EFTPOS Air app)3 EFTPOS Air does not accept UnionPay. |
| Monthly terminal fee | The cost of providing and maintaining your EFTPOS terminal (if you have one) | $24.75 (EFTPOS Now, EFTPOS Now with Presto and EFTPOS Flex) $27.50 (EFTPOS Connect) (N/A) (EFTPOS Air) |
| Equipment not returned/ damaged fee |
A charge to cover damage to one of our terminals, or not returning it. |
$550 (maximum fee charged.) |
| EFTPOS Terminal Stand and Accessories | A fee is charged for each terminal stand (EFTPOS Connect and EFTPOS Flex terminals only) and any other cables or accessories that you’ve requested. | EFTPOS Now $96.80 per base $27.50 per car charger $4.95 per ethernet cable $16.50 per power supply
EFTPOS Connect $77 per stand $22 per USB cable $33 per RS232 & DC cable $22 per ethernet cable $26.40 per power supply
EFTPOS Flex $86.90 per stand $11.00 per USB cable $11.00 per power supply $53.90 per ethernet dongle |
Explore our EFTPOS machine options
Take payments anywhere in store or on the go
EFTPOS Now, our latest portable EFTPOS machine – great for cafés, shops, market stalls, food trucks, trades and professional service businesses.
$24.75 a month terminal fee
Integrate with Linkly POS systems⁵
EFTPOS Connect, great for larger retailers, hotels, restaurants and cafés wanting to integrate with point of sale (POS) systems powered by Linkly.
$27.50 a month terminal fee
Fast fixed POS, including self-serve kiosks
EFTPOS Flex, great for quick service restaurants, larger retail, bars and clubs wanting scalability and point of sale integration powered by Linkly.
$24.75 a month terminal fee
Still don’t know which one to choose?
Use our handy tools to compare EFTPOS machines to find the solution for your business.
FAQs about EFTPOS machine costs
Yes, the monthly terminal fees and other costs featured on this page include GST.
A flat rate means you know exactly what your EFTPOS costs will be based on turnover, so it's simple to account for these expenses in your business planning.
Request a callback and we'll be happy to chat with you about pricing that matches your specific business needs and circumstances.
Yes, you can get the 1.2% rate with EFTPOS Now (standalone mobile EFTPOS), EFTPOS Now with Presto (integrates with other POS), EFTPOS Connect and EFTPOS Flex (integrates with Linkly POS) EFTPOS machines.
A 1.4% flat rate per transaction applies to EFTPOS Air.
You can order terminal stands and accessories for your machine by calling us on 1800 029 749, 24/7.
Helpful information
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How to get in touch
- Call us on
1800 029 749
8am - 8pm (AEST), Mon - Fri - Find a branch
Things you should know
Applications for merchant services are subject to approval. Terms and conditions apply. Full details are available on request.
1. To use EFTPOS Air, your iPhone or Android device must be Near Field Communication (NFC)-enabled and running a supported iPhone Operating System (iOS) or Android Operating System (OS), listed at westpac.com.au/eftposaircompatibility, which may change from time to time. Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, visit developer.apple.com/tap-to-pay/regions/.
Visa is a registered trademark of Visa International Service Association.
Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
UnionPay is a trademark of UnionPay International Co. Ltd.
American Express® is a registered trademark of American Express.