Click to Pay
Online shopping made quick, simple and secure with Click to Pay.
What is Click to Pay?
Click to Pay is a secure and convenient way to checkout online. With Click to Pay, your cards are stored in a single, secure profile. All you need to do is choose your payment method and checkout in a few clicks.
What are the benefits of Click to Pay?
Secure
Fast
Convenient
How to use Click to Pay?
Step 1
Enter your email and mobile number at check out. If your details match those we have for you in Online Banking, Mastercard will recognise those details and send you a one-time code.
Step 2
You’ll receive a one-time code from Mastercard. Enter the code to confirm it's you.
Step 3
Choose your preferred card you want to pay with and place your order.
Step 4
Your order is complete.
Merchants
You can use Click to Pay with your eligible Westpac Card(s) wherever it is supported by the Merchant and the Click to Pay icon is displayed.
Frequently asked questions
- Be registered for Westpac Online Banking and Westpac Protect™ Security Code
- Have an eligible and activated Westpac Mastercard (debit or credit)
- Have a unique email address and mobile number registered in Westpac Online Banking. These contact details are used to create a Click to Pay profile or match an existing one. They cannot be shared with other customers.
Westpac customers who meet the eligibility criteria for Click to Pay will be automatically registered for Click to Pay.
- Primary email address registered on Westpac Online Banking
- Registered mobile number used for authentication by Westpac
- Card details of your eligible Westpac Card(s).
Westpac discloses your personal information to 3rd parties in accordance with our privacy statement and Terms and Conditions of your eligible card. For Click to Pay, Westpac will disclose your personal information, such as full name, card details and contact details to Mastercard for the purposes of processing transactions via Click to Pay.
Mastercard will use standards supported by the global payments industry when using your Click to Pay profile to enable the Click to Pay checkout to protect your personal information.
Click to Pay is an electronic commerce (e-commerce) checkout experience developed by Mastercard on the basis of the EMVCo Standards that aims to deliver for e-commerce payment transactions the same security, convenience, and control currently offered to cardholders at the physical point of sale. Refer to the Mastercard Click to Pay Terms and Conditions on mastercard.com.au for more details.
Westpac does not control the Click to Pay checkout, including how your personal information is handled by Mastercard. For more details on how Mastercard collect, protect and share your personal information, check Mastercard’s Click to Pay website for more information.
The primary email and mobile number you've registered in Online Banking.
You may find that you have already registered to Click to Pay via a merchant or the Mastercard Website previously. If you had used the same email address and mobile number you have registered in Westpac Online Banking, your accounts will be merged into one Click to Pay account. However, if you used a different email address or mobile number, you will have two different accounts.
Your card may be ineligible, please contact us.
No, currently Click to Pay can only be used at online checkouts.
Unfortunately, you're unable to delete your Westpac Click to Pay account as it is a feature linked to your card. However, please know that you are not required to use it if you prefer not to.
Click to Pay is a fast, simple and secure way to checkout online on your smartphone, tablet or PC. Your card details are never shared with the merchant, ensuring a secure and safe checkout experience. All you need to do is choose your payment method and checkout in a few clicks.
Things you should know
This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding.
To use your eligible Westpac card with Click to Pay you must be registered for Westpac Online Banking and Westpac Protect™ Security Code.
Mastercard’s Click to Pay Terms and Privacy Notice apply. Check Mastercard’s Click to Pay on mastercard.com.au for more information.
Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.
The Click to Pay icon is a trademark owned by and used with permission of EMVCo, LLC.
© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714