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Staying credit smart

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Staying credit smart

Staying credit smart

Learn how using personal loans and credit cards responsibly could help you put your plans into action.

Understanding credit cards

Articles on how to use credit cards responsibly and strategically as part of a balanced budget.

Simplifying personal debt

Tips and strategies to help you take control of your personal finances.

Earning rewards

Guides and checklists to help you earn and use credit card rewards points more effectively.

Understanding loans

Everything you need to know about the features and potential uses of the basic personal loan types.

Buying a car

Looking for a new ride? These articles and guides will help you understand how to use a secured loan to buy a car.

Using balance transfers

A balance transfer could make your credit card debt easier to manage.

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For Westpac issued products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available. Unless otherwise specified, the products and services described on this website are available only in Australia from © Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.